:root{--blue:#164b83;--dark:#0d3158;--light:#eaf2f9;--white:#fff;--gray:#f5f7f9;--line:#d7dee6;--muted:#63707d;--text:#25313d}*{box-sizing:border-box}body{margin:0;font-family:"Segoe UI",Arial,sans-serif;color:var(--text);line-height:1.65}a{text-decoration:none;color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.narrow{max-width:820px}header{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid #edf0f3}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:grid;line-height:1.25;color:var(--dark)}.brand small{font-size:12px;letter-spacing:.09em;text-transform:uppercase;color:var(--muted)}.brand strong{font-size:19px}nav{display:flex;gap:28px}nav a{padding:28px 0 22px;font-weight:700;color:var(--muted);border-bottom:2px solid transparent}nav a.on,nav a:hover{color:var(--dark);border-color:var(--blue)}.hero,.page{background:linear-gradient(135deg,#f8fbfe,#edf3f8)}.hero{padding:88px 0}.page{padding:70px 0 58px}.grid{display:grid;grid-template-columns:1.2fr .9fr;gap:64px;align-items:center}.eyebrow{margin:0 0 14px;color:var(--blue);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.light{color:#cfe3f6}h1,h2,h3{color:var(--dark);line-height:1.15}h1{margin:0 0 24px;font-size:clamp(40px,6vw,66px);letter-spacing:-.035em}h2{margin:0 0 18px;font-size:clamp(28px,4vw,40px)}h3{margin:12px 0;font-size:26px}.lead{max-width:720px;color:var(--muted);font-size:20px}.buttons{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border:1px solid var(--line);border-radius:8px;background:#fff;font-weight:800}.primary{color:#fff;background:var(--blue);border-color:var(--blue)}.white{color:var(--dark);background:#fff}.card{padding:30px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 45px rgba(13,49,88,.10)}.card h2{font-size:24px}.service{display:grid;grid-template-columns:42px 1fr;gap:14px;padding:18px 0;border-top:1px solid #edf0f3}.service b{color:var(--blue);font-size:13px}.service strong,.service small{display:block}.service small{color:var(--muted)}.section{padding:78px 0}.gray{background:var(--gray)}.two{display:grid;grid-template-columns:.9fr 1.1fr;gap:74px}.copy{font-size:18px;color:var(--muted)}.heading,.cta-row,.footer,.article-cta{display:flex;align-items:center;justify-content:space-between;gap:30px}.article-card{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;padding:34px;background:#fff;border:1px solid #edf0f3;border-radius:16px;box-shadow:0 12px 35px rgba(13,49,88,.06)}.article-card p{color:var(--muted)}.article-card>b{font-size:30px;color:var(--blue)}.tag{display:inline-block;padding:6px 10px;border-radius:999px;color:var(--blue);background:var(--light);font-size:12px;font-weight:800}.cta{padding:64px 0;color:#fff;background:var(--dark)}.cta h2{color:#fff}.cta p{color:#cfdae6}footer{padding:34px 0;color:#d8e1e9;background:#092540}footer strong{color:#fff}footer p{margin:6px 0 0;font-size:14px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.contact-box{padding:34px;background:var(--gray);border-radius:16px}.contact-box span{display:block;color:var(--blue);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.09em}.contact-box a,.contact-box>strong{display:block;margin:14px 0 20px;color:var(--dark);font-size:23px;overflow-wrap:anywhere}.notice,.summary{margin-top:45px;padding:28px 32px;background:var(--light);border-left:4px solid var(--blue)}.back{display:block;margin-bottom:28px;color:var(--blue);font-weight:800}.article{padding-top:55px;padding-bottom:75px;font-size:18px}.article h2{margin-top:42px;font-size:30px}.article li{margin-bottom:9px}.summary h2{margin-top:0}.note{margin-top:45px;padding-top:20px;border-top:1px solid #edf0f3;color:var(--muted);font-size:14px}.article-cta{margin-top:42px;padding:28px;background:var(--gray);border-radius:16px}.article-cta h2{margin:0;font-size:25px}@media(max-width:820px){.grid,.two,.contact-grid{grid-template-columns:1fr}.grid,.two{gap:42px}.cta-row,.footer,.article-cta{align-items:flex-start;flex-direction:column}}@media(max-width:620px){.wrap{width:min(100% - 28px,1120px)}.nav{padding:17px 0;align-items:flex-start;flex-direction:column;gap:10px}nav{gap:20px}nav a{padding:6px 0}.hero{padding:58px 0}.section{padding:58px 0}h1{font-size:42px}.article-card{grid-template-columns:1fr;padding:26px}.article-card>b{display:none}.heading{align-items:flex-start;flex-direction:column}.article{font-size:17px}}